Insert Surname Here

A performer is a person who records or directs music as an occupation. In dependence, an artist can be depicted as a craftsman who plays a melodic device as an employment. Artists can be classified through their capacities during performing or delivering music.For occasion, an artist or a vocalist utilizes her/his own voice as an apparatus, an instrumentalist possesses himself/herself with a melodic device, a chronicle performer creates a recorded music, as MP3 envelopes and CDs, a conductor controls a melodic gathering while a lyricist, author and an arranger produces tunes, melodic bits of music just as courses of action which can be interpreted into music documentation, archived or performed. (Pitts 19)In old time, being an artist was alloted to people who learned music for various years. When they had culminated their apparatus, notion just as grasped the music thoughts, they would work through commission as musicians.For occasion, inside Western music this would be practiced thr ough working for spots of love, courts just as off a commission from people who wanted to employ a performer to create or for show. Beginning the mid 1800s, the idea of being a performer was not engaged to these particular areas of organization and presentation.Musicians began to develop to be increasingly confident with shows on assorted stages just as more autonomy to fill in as scholars, specialists just as performers in their own way. These days, music has formed into various livelihood handle, all of which incorporate an amalgamation of arrangements, shows, working and recording in differing music territories, either by means of different units or as an independent artist.For this to be accomplished in today’s time, the performer must be energetic. The accompanying portrayal demonstrates being enthusiastically immersed in something, movement of an artist just as how an artist is not the same as someone who basically appreciates tuning in to music. (Pitts 20)Musicians req uire to have the drive and energy to give a huge portion of their lives to doing work on, partaking in appears just as doing advancements. A musician’s enthusiasm is his/her music. It takes an individual continuance, ability just as training to turn out to be enthusiastically associated with music.A performer varies from an individual who only tunes in to music in that an artist has an energy for his music, is committed and knows the message he needs to sent to his/her crowd though the audience doesn't have such devotion not to overlook that most audience members basically tune in to the music without acquainting themselves with the composer’s message. Basically, most audience members essentially appreciate the beats/tunes while the performer appreciates both the tunes just as his/her selection of words. (Pitts 34)Being an artist takes something other than excitement and starting to play an instrument. Being familiar with what is involved to end up being a skillful art ist can help a person to work in this calling as a total employment, while letting a person to advance toward being an artist in the privilege manner.An person who has the melodic capacities fundamental to play at least one instruments may have the longing to develop to be an expert artist or work inside a related field. Coming up next are the exercises proficient performer participates with an end goal to accomplish his/her goal and accordingly get by. (Pitts 34)One of the most crucial issues to consider while going into whichever melodic field is for the performer to see whether there is a need for the administration that he is advertising. Whatever the performer attempts must be beneficial so as to make income. The artist performs by offering amusement, and is given money in return for his/her administrations. He/she ends up being effective through performing regulary. (Pitts 62)The musician’s showcase includes a gathering of residents, or association that needs the specif ic assistance for example music. Along these lines, one of the exercises of the performer is to advertise that item for example his music by simply preparing it and making it open to the customer.For case, an awesome affiliation requires rock groups while a Las Vegas band requires individuals who produce to have style. Basically, the performer ought to be resolved to achieve the stuff to engage his customer’s and be a triumph.

Managing change in the British Airways

Overseeing change in the British Airways Contemporary business firms face extraordinary chances and difficulties as they continued looking for endurance and development. English Airways, the UKs banner transporter carrier, has continually needed to manage various outer and inside difficulties, since the time its development in 1974. BA has endured unforgiving money related misfortunes during 2009 and 2010; its aggregate overall deficits for the two years add up to around 800 million GBP. The authoritative administration perceives the need to acquire a noteworthy key change so as to develop and improve its piece of the overall industry and upper hand. The companys change activities, in any case, face various hindrances. This report analyzes the requirement for vital change at British Airways. This is trailed by conversations on the necessities for fruitful authoritative change, the obstructions looked by the organization in realizing such change, and proposals in transit forward. 1.1. Diagram Current associations face uncommon chances and difficulties as they continued looking for business achievement and upper hand. Ecological difference in surprising and worldwide measurements has changed the scene of contemporary business (Hughes, 2006, p 14). Such ecological change, which started vigorously after the Second World War with the decolonisation of tremendous populaces, quickened in later years with the development and resulting breakdown of the Soviet coalition, the reunification of Germany, the arrangement of the European Union, financial advancement across creating nations, the rise of China and India as monetary and political forces, amazing improvements in innovation, and obviously globalization (Hughes, 2006, p 14). While changes in worldwide natural conditions and advances in science and innovation opened up various chances to business associations, they likewise brought about the formation of various difficulties that compromised the tasks and the very presence of set up business firms (Hughes, 2006, p 14). A significant part of the cutting edge difficulties to business associations originate from strengthened rivalry, the rise of various new items and substitutes, the improvement of equivalent quality however ease creation and administration focuses in the rising economies and from mechanical advances (Henry, 2008, p 44). The Japanese spotlight on eco-friendly little vehicles, pulled the carpet from underneath the feet of immense car producers like General Motors and Ford, deposing them from their places of undisputed worldwide pioneers of the car part (Henry, 2008, p 44). Minimal effort mining of Rare Earth Metals in China prompted the end of mines of such metals in the US and different nations and to convergence of 97% of worldwide creation of Rare Earth Metals in China (Areddy, 2010, p 11). Advancement of movement and free development of individuals over the world for motivations behind business and travel brought about the rise of minimal effort aircrafts like Ryan Air and Easy Jet in the UK and others in various pieces of the world, causing body hits to set up carrier monsters like British Airways, Air France, and Swiss Air, some of which, (similar to Swiss Air), shut shop (Lynch, 2006, p 52). English Airways, the banner bearer carrier of the UK has continually confronted outer and inner difficulties, since the time its initiation in the mid 1970s (British Airways, 2011, p 1). Framed by the meeting up of BOAC, BEA, Cambrian Airways and North East Airlines in 1974, the association functioned as an open division company for a long time until it was privatized by UKs Conservative government in 1987 (British Airways, 2011, History). English Airways (BA) has needed to confront various ecological difficulties in its history, both as an open and as a private area transporter. Such difficulties have happened because of reasons like extraordinary rivalry from different carriers in its household and worldwide activities, disintegration of piece of the overall industry by virtue of passage of minimal effort aircrafts, worldwide fear based oppression, pandemics like SARS and Bird Flu, and normal cataclysms (British Airways, 2011, Annual Reports). The psychological oppressor strikes of September 11, 2001, brought about a gigantic downturn in neighborhood and universal travel, bringing about the breakdown of various carriers and in critical money related misfortunes (roughly 200 million GBP in 2002) for British Airways, which lost (British Airways, 2011, Annual Report 2002). The volcanic blast in Iceland, which brought about debris filled skies and interruption of trips in mid 2010, likewise brought about critical income misfortunes (Milmo, 2010, p 1). The most recent two years, 2009 (misfortunes of 400 million GBP before charges) and 2010 (misfortunes of 530 million GBP before charges) have been really disturbing for the association (Milmo, 2010, p 1). It additionally should be understood that while a huge number of investors excitedly bought in to the companys shares at the hour of its privatization, they have increased practically nothing, by method of profits or market esteem thankfulness, over the most recent 24 years (Hosking, 2009, p 1). The administration of British Airways perceives the requirement for the Airline to change fundamentally in light of different ecological difficulties so as to develop and upgrade piece of the pie and upper hand. Various change activities have likewise been presented by the organization in different key and operational territories with shifting degrees of accomplishment. 1.2. Objective This report looks at the requirement for vital change at British Airways. Such assessment is trailed by conversations on the necessities for fruitful authoritative change and the boundaries looked by the partnership in achieving such change. The report closes with a segment on proposals and ends. 2. Vital Change at British Airways Current associations, as talked about in the previous area, need to change because of different inner and outside natural reasons, so as to accomplish authoritative development, improve efficiency and productivity, and upgrade upper hand (Cameron Green, 2004, p 31). Such key change could be expected to abuse new open doors also to acquire assurance from dangers. Such vital change could likewise be important to break out from existing states of budgetary misery or operational or key lacks (Cameron Green, 2004, p 31). The significance of realizing vital change has been underscored by various administration scholastics and specialists, who have more than once tended to its significance for cutting edge associations (Cameron Green, 2004, p 31). Dwindle Drucker in reality effectively expresses the idea by expressing that it is the duty of each mindful chief to continually look for manners by which the person in question can usefully add to the procedure of vital change (Stein, 2010, p 7). While associations unmistakably need to take part in vital change, if not out of decision than due to legitimate need, their reputation of accomplishment in its acknowledgment is poor (Balogun, 2001, p 2). Numerous senior administrations neglect to comprehend that usage of key change, for example the transformation of plans to the real world, establishes the most troublesome piece of the change procedure (Balogun, 2001, p 2). Such change can become conceivable just when people working in associations change their conduct ways and designs and adjust them to new vital goals (Balogun, 2001, p 2). Vital change isn't new to BA. Various contextual investigations detail BAs achievement in change the board. The association occupied with key cutting back by for all intents and purposes 40% in 1981 and 1983 (Docshare, 2009, pp 27 to 30). Privatization in 1987 required the achieving of noteworthy social change. The reception of the Putting People First program during the 1980s expected to adjust authoritative attempting to new serious real factors and alter the conduct of clients, who were abandoning the carrier in large numbers (Docshare, 2009, p 36). Late years have additionally seen various change activities, essentially in light of exceptional rivalry by minimal effort transporters like Ryan Air and Easy Jet and modified client desires. The appointing of Terminal 5 at Heathrow, which experienced huge negative exposure in record of opening day operational goof-ups, is one such model. The organization is at present working with a multi-pronged business system that incorporates (an) up degree of client experience, (b) modernisation of airplane armada, (c) offering new administrations, (d) dealing with its cost base and (e) expanding corporate social obligation in territories of condition (British Airways, 2011, Annual Report 2008, Chairmans Speech).Whilst this report doesn't manage an expound key examination of the organization, the most significant factors about its interior and outside condition, just as its present execution are bulleted beneath. The association works in a domain of serious guideline and elevated security as a result of fear based oppressor dangers. Its business incomes and productivity are under danger due to the worldwide financial emergency, slow anticipated worldwide monetary development, the debilitating of the pound, and oil costs, which have begun taking off once more. With the number of inhabitants in its home market maturing consistently, the association will be under worry to accomplish a similar measure of incomes from existing clients. With travelers getting progressively mindful and vocal about their privileges and expected assistance levels, BA keeps on being feeling the squeeze because of underperformance in regions of dropped flights and poor things taking care of. The administration and the lodge group association are in head on showdown with one another. The association has endured extreme budgetary misfortunes during the most recent two years; with total overall deficits for 2009 and 2010 almost 800 million GBP. The associations greatest danger, presently and in the coming years is in the region of incomes, deals, expenses and benefits. With rivalry liable to heighten and worldwide monetary

Social Profile Reports Highlight Metrics That Matter [Live Demo] - CoSchedule Blog

Social Profile Reports Highlight Metrics That Matter [Live Demo] Blog Information is power and without information, there’s no real way to make basic updates to your general showcasing procedure.. particularly with regards to online networking methodology. Which is the reason we’re eager to declare ’s freshest expansion to investigation â€Â Social Profile Reports! Watch this: Social Profile Reports Highlight Metrics That MatterIn this demo, figure out how to: Access top social profile reports from one dashboard. Stop downloading reports from singular stages (or different outsider devices). Rapidly see significant social KPIs for Facebook, Twitter, Instagram and Pinterest directly inside . Refine your social methodology with significant insight. Track your social execution so you know what’s working (and what isn’t). Utilize continuous information to make updates to your social procedure, so you can keep on driving outcomes. Interface with your crowd + make posts that stand out. Track commitment details and quit speculating what will (or won't) reverberate with your supporters. Use your social profile reports to distinguish top substance AND begin making posts you realize your crowd will adore. Get social profile reports conveyed right to your inboxâ with booked reports. Make and calendar straightforward reports to your group + partners on a week after week or month to month premise. Giving everybody a heartbeat on your Facebook, Twitter, Instagram and Pinterest execution. Need more data? Look at Social Profile Reports.

Calvin Taylors Model of Critical and Creative Thinking

Calvin Taylor's Model of Critical and Creative Thinking The Calvin Taylor inventive reasoning model depicts the ability regions as beneficial reasoning, correspondence, arranging, dynamic, and guaging. This model is most popular as Talents Unlimited, a program of the National Diffusion Network of the U.S. Branch of Education. The Taylor model consolidates both the basic and innovative components of reasoning. Instead of a scientific classification, this is a reasoning aptitudes model that depicts the fundamental components of speculation, starting with the scholarly ability and afterward fusing the other ability territories, as portrayed in more detail beneath. Profitable Thinking Profitability advances innovative speculation in the Calvin Taylor model. It recommends basic and inventive considering numerous thoughts, changed thoughts, strange thoughts, and adding to those thoughts. Correspondence Correspondence has six components which include: Give many, changed, single words to portray something.Give many, fluctuated, single words to depict feelings.Think of many, shifted things that resemble something else in an extraordinary way.Let others realize that you see how they feel.Make a system of thoughts utilizing many, differed and complete thoughts.Tell your emotions and requirements without utilizing words. Arranging Arranging necessitates that understudies figure out how to determine what they are going to design: The materials that they will need.The steps that they should achieve the task.The issues that may happen. Dynamic Dynamic shows the understudy to: Think about the many, shifted things that could be done.Think all the more cautiously about each alternative.Choose one elective that they believe is best.Give many, changed purposes behind the decision. Estimating Estimating is the remainder of the five abilities and expects understudies to make many, changed expectations about a circumstance, inspecting circumstances and logical results connections. Each component of the Calvin Taylor model is utilized when a youngster develops.

Decolonization Abandonment essays

Decolonization Abandonment papers De-colonization started with the British pilgrims in the United States who announced autonomy in 1776. The majority of Latin America picked up freedom a couple of decades later. De-colonization proceeded through the mid-1970s, generally in Asia and Africa, until practically no European settlements remained. The vast majority of the recently free states have confronted gigantic difficulties and troubles in the post-pilgrim time. The strength and agreement of de-colonized nations are not ensured once the nations are left to the hands of indigenous individuals. Settlements were prospering under the provincial managerial government which makes bureaucratic, administrative and educative channels that ensures indigenous intrigue. Through law, legislative issues, arrangement and culture brought by colonizers, the indigenous replicate themselves while legitimizing and redressing their inceptions. Alongside a sufficient and proper government framework, both pilgrim and indigenous real factors can add to the future shape and nature of the country state. Financial speculation by the administrating power straightforwardly benefits the occupants of a given area (Guarini n.p.). Reasonable structures in the field of credit and reserve funds have been set up effectively in provinces and this has figured out how to sort out and bolster the creation of products important to the financial balance of the district. By meeting the requests of the individuals, a better quality of living is accomplished. All residents profit by security game plans when the regions have provincial security powers (Plunkett n.p.). It is ensured that the state will be secured by the military accessible if there ever is a instance of war. This is conceivable as each state has a privilege and commitment to protect its settlements (Cunningham n.p.). The individuals of a larger part of the domains do not see anymore, on the off chance that they could possibly do, the exercises of remote econom... <!

Discover the ROI of Hults Global Executive MBA

Going to business school is a big investment.   Its an investment in yourself, to expand or update your knowledge and accelerate your career. But its also a serious financial investment. Plus it demands an investment of your time—something thats increasingly precious in todays fast-paced professional world. Prospective business school candidates have to ask themselves: How can I be sure the investment is worth it?  Executive MBA-level candidates in particular need to seriously examine the costs and benefits of balancing a career with going back to school. So, whats the ROI of an EMBA? Time Hult designed a  Global Executive MBA  program specifically for busy professionals.   Its part-time format and options to combine online and campus-based learning help you adapt your studies to your schedule, meaning minimal time out of the office. And by studying over long weekends once a month, you can complete your EMBA in as little as 18 months. The pace of learning is demanding, but the pay-off can certainly be worthwhile. According to a 2017 GMAC Alumni Survey,  83% of Hult grads  say the skills learned during the program have taken their career to the next level. â€Å"Hult has given me the right tools. I am much more thoughtful and mature in my approach towards business, and it’s because of this that I have been able to gain more senior roles.† Nicolaas Fourie South African Regional Commercial Manager (Middle East), Foster Clark Products EMBA class of 2016 Accelerated career progression after the program can mean taking that next career leap, faster: Money Improving the credentials on your resume can go a long way in boosting your earning potential. While a new degree often comes with a substantial financial investment, successful Hult EMBA grads have found that their degree has paid for itself. Here are just a few statistics to highlight the earning power of Hults recent EMBA graduates: Alongside building a rich and diverse professional network, gaining invaluable global experience, and developing in-demand leadership skills, earning an EMBA can also increase your net worth. Employers recognize the value of an EMBA from Hult. They hire—and compensate—our graduates accordingly, with Hult alumni averaging a salary boost of nearly 50%: â€Å"When I applied for my current position, one of the advantages I had over other candidates was that I had an EMBA—the CEO wanted to hire someone who had a rounded skill set.† Lilian G. Molina Belizean General Manager, System in Motion- EMBA Class of 2016 Whether you want to advance at your current company, change roles, or start your own business, Hult has a proven track record for setting up students for professional success. Ongoing career support and  Lifelong Learning Opportunities  mean the value of your degree can continue to increase in the years after graduation. The cost of NOT doing an EMBA When considering the ROI of an EMBA, its also worthwhile to think about the cost of  not doing one. Short-term fears or a desire to play it safe can sometimes influence the decision making process and hold us back. However, taking a long-term view can really put the benefits of an EMBA into perspective. For instance, with Hult grads averaging a 49% salary increase just one year after graduation, thats a significant earnings boost to add up over the course of your career. And beyond the tangible value of a paycheck, the networking and personal development opportunities afforded by a Hult EMBA are invaluable. Today more than ever, your network is your net worth. At Hult, yours will be enriched by exchanging ideas with a diverse group of experienced professionals, representing a wide range of industries and over 80 nationalities. So, can you can afford to miss out? â€Å"Networking is key in today’s global business world, and the program has allowed me to expand my network and gain new, valuable business contacts. This has opened many doors, and will open many more in the future.† Alessandro Banzer Liechtensteiner CEO, Xiting EMBA Class of 2017 Ready to learn more about Hults innovative and flexible Global Executive MBA program? Download a brochure.  Curious to read more about the career outcomes of Hult alumni? Download our latest Global Careers Report. Step up your game with executive education at Ashridge agile business school. To find out more, take a look at our blog Ashridge Executive Education at Hult in 2018 Financial Times Top European Business School rankings, or firm up your exec career footing with a Masters in International Business from Hult. Download a brochure or get in touch today to find out how Hult can help you learn everything about the business world, the future, and yourself. Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021 Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021"> During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . Happy New Year, Hultians! . Happy New Year, Hultians! .

The Recently Leaked Secret to Applt Texas Essay Samples Discovered

The Recently Leaked Secret to Applt Texas Essay Samples Discovered Details of Applt Texas Essay Samples This prompt gives you the chance to speak about your passions and showcase your extracurricular pursuits. Even then you're not able to discover the informative and accurate details. Therefore do not lose out on this good opportunity. Organize after-school help with an internet sign up. Custom writing means a significant company with high standards. Photos ought to be made to appear nice with vibrant colours and well-placed shadows. Writing is a present that comes naturally. While Photoshop ought to be utilised to enhance colors and earn a shot clearer, it's instead utilized to deceive the viewer by producing an image up to now from reality that it might as well be a wholly different picture. Until this publication there was no complete length work specializing in the field of slavery in Texas. Select a distinctive topic that others may not think of, and whatever you sel ect, make certain you know a lot about it! Start out with explaining the moment's significance and your urge to experience that, then describe your own personal connection to it. Make certain you connect the significance of the activity to a particular experience or story to provide the essay direction. The Honest to Goodness Truth on Applt Texas Essay Samples Additionally, you ought to avoid writing crowded texts. Don't use difficult phrases and words which could confuse your readers. Using the exclamation mark provides the sentence that Eureka moment. You must grab their attention and the best method to do this is by writing in your voice. If you would like to get success in the 21st century, we strongly suggest that you to go into the university or college. Today, most college students find it difficult to compose an essay on a particular topic. Attempt to impress the committee if you truly need to enter this university. In addition to its growing cultural and ethnic d iversity, State University is turning into a master at developing a niche for each student. You are able to easily buy unique college essays and don't neglect to tell friends and family about it. It's possible to easily depend on us to find essay help as we have a tendency to assist and guide the students with the aid of our professional experts. So should you need to employ college essay writer online, we're just the people that you will need to contact. While it's true that there are a few excellent writers in college some find it extremely tricky to write. In the example above, mentioning the Hunt Leadership scholarship proves that you have researched and taken interest in a specific part of the university, and indicating you have leadership experience. Professor Mitchell obtained a grant to have a category of students to Belgium as a way to study the EU. An admissions officer is significantly more likely to bear in mind an applicant who has quite a specific essay written in a special and quirky way. Various things to various folks, since the situation demanded. You will love our work. It's time to begin celebrating the attractiveness of real people and quit condemning the aging practice. It's quite obvious that these people don't want to waste plenty of time on reading. Your list is only going to supply you with a headache if you don't locate a remedy to end your problems. Ensure you give clear explanations of the things on your list also. What's more, you may apply online with no problems. Write an intriguing essay, fill the correct application form on their site and await an outcome. In spite of this success, I still feel the need to learn more knowledge about my profession as a way to be highly competitive and profitable in the area of agriculture and science. Perhaps market research might have resulted in an understanding that individuals would pay a premium at a better product. Last, I think that the company culture by engineers for engineers had limited TI's capacity to advertise an innovative product for an industry segm ent that are not engineers. Where you will go and exactly what you will do isn't quite as crucial as what you will make of the chance to have this kind of experience. The large part of the essay employs standard English and English grammar. Colleges can tell whenever your essay is simply a form essay. Following that, write the major body of this essay. Share an essay on any subject of your selection. You must keep in mind the simple fact that other men and women will write a typical essay according to apply Texas essays prompts, that's the reason you should locate a new and distinctive approach to present info about you. The ideal thing about us is that each time you can buy original essay papers for sale. Then the very best way is set a request I want to acquire essay papers written. If you can't immediately think of a considerable day, you most likely don't have a good deal of material for this essay. The ideal way to spot errors is by getting somebody else to read your work. Attempt to conclude with an illustration of the way the failure improved the manner in which you deal with similar situations now. It's not their fault they can't write. Write about a problem you have or wish to fix.

Economic Analysis The Fiscal Policy And The Removal Of...

With the stabilization of the banking and investment institutions people’s confidence in their banking system grew. The long terms effects were no more runs on banks and banking, lending, and investment companies could begin working again. These New Deal Programs played a key part in the recovery taking place in the mid to late 1930s, but where the U.S saw dividends was in the devaluation of gold. The money supply grew at about 10% per year from 1933-1937 due to the gold that was coming into the U.S. from Europe following FDR’s devaluation policy (Romer 1992). The Gross National Product from the Bureau of Economic Analysis shows an increase of 33% between 1933-1937 (U.S. Bureau of Economic Analysis 1929-1942) This does demonstrate that†¦show more content†¦It also had a side of effect of creating surpluses that only World War II would alleviate. Another down side was that these programs benefited the large farms and the little guy struggled to compete eventua lly selling their land to the bigger farmers (Conkin 2011). The little guys would have to find work elsewhere in the U.S. which was another problem the New Deal Programs tackled with some success. Unemployment in 1933 was at an all time high and without help would probably have gotten worse. By June of 1933 the CCC had 235,000 men employed by the Forest Service and another 16,000 civilians to oversee the CCC were employed (Association July). Estimates of the total number of employed men reach 2.5 million for the CCC program and had the side benefit of teaching skills for future use (Bernstien n.d.). With establishment of FERA other work programs were born to employee the masses. The Civil Works Administration and the Public Works Administration put 4 million people to work. The WPA created in 1935 had over 3.4 million people employed by 1936, Harry Hopkins the head of WPA stated, â€Å"Give a man a job and you save both body and spirit.† (History, n.d.). While finding exact number for unemployment during the 1927-1936 is difficult but repeating one statical representation shows that umemployment did decrease from the 1933 high of 25% to fluctuate between 14-19 % thr ough the remainder of the 1930s(Census n.d.). After each unemployment works effort unemployment

America, Like Ancient Rome, Depend On A Marginalized...

Stephanie Sierra Professor Stern History 219-01 Paper#1 Does America, like Ancient Rome, depend on a subjugated underclass to maintain its world power status? In Ancient Rome, The way society worked was much similar to America. The Roman social class is and has been very significant in the operational American social class. None of the Roman class’ was oppressed or enslaved rather they were split into two. Once the Romans defeated the Etruscans they went on to build an empire that would change the world. Their influence in today’s society is still very present. We still borrow ideas from them. They formed a government where they would elect people to represent for them, called a republic. This is still the foundation for government in most of today’s world. They formed a system of law that was completely ahead of it’s time so much so that it has become the base for many countries legal system today; one of these being The United States. The political system they built, coincidental caused a division between th e Romans. Plebeians were the common people of Rome; the Patricians who were the ones of higher class could serve in the consul. This was the highest position in the senate. The Assembly was made up of Plebeians. They had gained a significant amount of importance when they were the ones given the power to elect Consuls. The Assembly head position was a tribune; he was the leader of the Assembly and had a lot of power. Then they developed the Law of Twelve Tables, aShow MoreRelatedRastafarian79520 Words   |  319 Pagesstructure of colonial society by the early 1930s. The emergence of Rasta during that period corresponds with so much that was happening around the world. Rastas could tell that social unrest in Jamaica was going to lead to a movement away from colonial rule and, having heard Marcus Garvey speak of the importance of Africa to black people in the New World, found in his remarkable success as a leader of thousands in the United States quite an amazing thing. Those who would presage the arrival of Rastafarianism

Adoption Essay 15 - 1044 Words

Adoption When a person decides to adopt, he takes the responsibility of raising a child who is not biologically his own. There are various reasons why people decide to adopt. Some say adoption is the best thing for certain children and many successful stories prove it to be true. However, there are also numerous tragic reports of adopted children being abused. Basically, what adoption meant, and still means, is that someone (the adoptive couple) is promising to assume all responsibilities for taking care of someone else (Powledge 4). How the adoptive parents go about raising the child is completely up to them. Although there are many different types of families in today s society, one special kind of family that has become more†¦show more content†¦There have been many various surveys taken concerning adoptees. Times reported various horror stories concerning adoption. Some stories include children being poisoned, a child being shaken to death, and children being sexually abu sed (Gay 89). Unfortunately these are just a few examples of many. Adoptees often suffer from attachment disorders, which are more common in older children. These disorders caused by adoption are extremely noticeable and should be taken seriously. These unattached kids often experience unresponsiveness to affection, serious problems with hoarding or stealing food, abnormal eye contact problems, often thinking about blood or fire, and are often overfriendly to strangers (Adamec 73). Also identity and self-image problems are a major cause of distress to adopted children (Harnack 21). Counseling and therapy are highly recommended to help kids deal with these disorders. Even though there are numerous negative stories about adopted kids, there are also lots of success stories. Either way the adoptive parents are totally responsible for the outcome of all situations concerning the child they decide to adopt. Families may have different structures but they are all responsible for providing basic needs (Foster 99). Adoptive parents and biological parents are both fully capable of providing all the basic needs. Some people see adoption as a cruel decision anShow MoreRelatedExamples Of Persuasive Speech On Adoption882 Words   |  4 Pagesand your spouse should look into adoption. Now at this point there some of you that would jump right into to the process of adoption, but there’s others who would have second thoughts, no interest, or fears of adopting a child. The reason being is you’ve probably heard misconceptions or heard horrible stories of adoption. Don’t worry everyone fears something in life, but giving an child another life to live shouldn’t be one. I’m going to convince you that the adoption process is a good, health, andRead MoreSame Sex Adoption1409 Words   |  6 Pagesperson to be an adopted parent. However, many states have enacted laws limiting and in some cases prohibiting, lesbian and gay men from adopting. Adoption of children by lesbian and gay men remains controversial. A court must first find that the best interest of the child will be served by the adoption. Some courts have strongly rejected the notion that adoption by a lesbian or gay parent could ever be in the best interest of a child. This applie s to same sex unions as well. Yet the United States hasRead MoreFinancial Management Coursework1694 Words   |  7 PagesCoursework Header Sheet 198495-125 Course FINA1032: Foundations Scholarship (ACC) Course School/Level BU/PG Coursework Essay Assessment Weight 30.00% Tutor J Molyn, V Chinthalapati, P Ntozi-Obwale Submission Deadline 03/12/2012 ________________________________________ Coursework is receipted on the understanding that it is the student s own work and that it has not, in whole or part, been presented elsewhere for assessment. Where material has been used from otherRead MoreTest Bank E-marketing1750 Words   |  7 Pagesï » ¿Chapter 16: Mobile Marketing and Related Developments MULTIPLE CHOICE 1. The adoption stage in which a new product has become a part of the user’s lifestyle is called: a. permanent adoption. b. loyalty. c. internalization. ANS: C REF: p. 441 2. ________ is a product characteristic that determines ease of adoption. a. Relative advantage b. Sustainable advantage c. Substitutability ANS: A REF: p. 441 3. Among the strategic implications of pervasive computingRead MoreAbortion Argumentative Essay : Abortion934 Words   |  4 PagesMaren Goodrich Ms. Jensen English April 29, 2014 Abortion Argumentative Essay On average about 41.6 million unborn children are aborted every year. Abortion is killing an unborn baby and it should be illegal. Abortion is wrong because it supports irresponsibility by parents. It gives the unborn children no choice or opportunity at life. In addition, instead of abortion, parents could put up the child for adoption, benefiting people that cannot have children of their own. Abortion supportsRead MoreThe Arizona Constitution Essay1221 Words   |  5 PagesWilliam Taft vetoed the first document for Arizona to become a state because he did not believe that citizens should use recall to remove judges from office (SU, 2008). This essay will give a detail timeline of the events leading up to Arizona becoming a state and the adoption of the Arizona Constitution. Also, included in this essay is a brief history of the events that influence Arizona Declaration of Rights. 1756 1756-1763: War between the French and Indian( Seven Years War) 1776 A Spanish fortRead MoreEssay about Pro-Choice Doesnt Mean Pro-Abortion758 Words   |  4 Pagesabortions are 20% and girls under 15 accounts for 1.2%. They are much more likely to leave of school; receive insufficient prenatal care; rely on public assistance to raise a child; develop health problems; or end up divorced. So in the whole scheme of things it’s safer and better for the mother to get an abortion, if that’s what she wants. Adoption is not an alternative to abortion, because it remains the womans choice whether or not to give her child up for adoption. Statistics show that very fewRead MoreResponse: Doing Fieldwork Among the Yanomamo956 Words   |  4 Pagesï » ¿Doing Fieldwork among the Yanomamo: Response Shaki, or Napoleon A. Chagnon’s 15 month enculturation with the Yanomamo tribe, Bisaasi-teri is characterized by fear, discomfort, loneliness, nosiness, and invaluable experiences through relationships and modesty about human culture. Chagnon documents the experience through the struggle and discovery surrounding his proposed research, as his lifestyle gradually comes in sync with the natural functions of his community. Much of his focus and timeRead MoreInternational Standard On Auditing Standards1745 Words   |  7 Pages There is generally quite wide acceptance that convergence in accounting and auditing standards is desirable. In this essay, I am going to evaluate the challenge of convergence, why it is necessary and the benefit it brings back for an economy. 1. Background International Standard on Auditing (ISAs) is defined as â€Å"professional standards that deal with the independent auditor’s responsibilities when conducting an audit of financial statements†. All these standards are issued by InternationalRead MoreDrugs and behavior today chapter 1 quiz Essay990 Words   |  4 Pages 1 Lecture outline for Chapter 1 3 Video suggestions 7 Essay questions 8 True/false questions 9 Multiple choice questions 13 CHAPTER 2: DRUG-TAKING BEHAVIOR: THE PERSONAL AND SOCIAL CONCERNS.............. 27 Discussion questions and assignments 27 Lecture outline for Chapter 2 28 Video suggestions 32 Essay questions 33 True/false questions 34 Multiple choice questions

Business Correspondence - 4740 Words

Lesson 14 Business Correspondence In our day to-day life we exchange our ideas, thoughts and other information with our friends, relatives and other people. Sometimes we directly talk to them and sometimes we also write letters to them. In letters we express our feelings in a few words, we may ask for any information or we may write about a complaint in connection with our problems. Similarly businessmen also exchange ideas, information by writing letters. They communicate business information to customers, suppliers and others and at the same time receive a variety of letters from them. In this lesson let us know about different types of letters used in the process of business transactions. 14.1 Objectives After studying this lesson,†¦show more content†¦v) Help in expansion of business Business requires information regarding competing products, prevailing prices, promotion, market activities, etc. If the trader has to run from place to place to get information, he will end up doing nothing. It will simply result in loss of time. But through business letters, he can make all enquiries about the products and the markets. He can also receive orders from different countries and, thus enhance sales. 156 Business Correspondence Intext Questions 14.1 I. Fill in the blanks with suitable words. i. ii. Business letters serve as a/an ............................. in case of dispute in business transactions. It is ..................... for the businessmen to remember all facts without correspondence. Business letters are written to .................... information. Business letter is the most .................... mode of communication. iii. Business letters build ................... for a businessman. iv. v. II. Given below are certain statements. Write ‘T’ against true statements and ‘F’ against false statements. i. ii. Letter is a form of written communication. Through business letter personal contact can be maintained between buyer and seller. Letter is a convenient and economic mode of communication. Business letters do not help in removing misunderstanding between buyer and seller. iii. Business letters lead to decline the goodwill of the firm. iv. v. 14.4 Essential Qualities of a Good Business Letter A letterShow MoreRelatedConsumer Attitude : An Organization Of Motivational, Emotional, Perceptual And Cognitive Processes1519 Words   |  7 Pageswhich can be divided into various sub-processes, e.g. the navigations, the searches of information, the online transactions, and the customer interactions.† (Lee and Lin, 2005, p.162). Online Shopping consists of several components: business to business (B2B), business to consumer (B2C), and consumer to consumer (C2C) (such as eBay). Although the B2B segment dominates e-commerce in terms of the dollar value of transactions made, B2C remains important for its potential impacts on consumers’ shoppingRead MoreOrganizational Behaviour Tools Important For The Betterment Of Their Work Culture Essay1041 Words   |  5 Pageson floor, correspondence, client administration and store appraisal. Online retailer like JB Hi Fi must keep a control on the stock for quick and auspicious acquisition of merchandise from the store. JB Hi Fi keeps their item everywhere stockrooms with tag on everything furthermore keeps up the slack of going of item starting with one place then onto the next. Following is done on ongoing premise so that there is no treatment of item. JB Hi Fi additionally keep up great correspondence arrangementRead MoreProblem Solving Skills On A Business Si tuation797 Words   |  4 Pages(iii) Learning Outcomes 8. Problem solving skills in a business situation The lack of responses from proposals I sent to universities for advertising was initially disconcerting. Clients’ informed me that â€Å"July/August is our main vacation period, and most people will not be available† (Roth 2015, np). The response I have received from other university personnel can be categorized into one of three categories: 1. They did not wish to advertise, 2. Process were too high and/ or out of theirRead MoreIntegrated Reporting And Its Impact On The Business World1407 Words   |  6 Pagesintegrated reporting that emerged and nowadays lots of organizations are looking towards integrated reporting. Integrated reporting generally handle and maintain the companies throughout the business world. The purpose of integrated reporting is to clearly and rapidly account the business. It indicates the business s character and what it fixes and how it makes worth. This is additionally related to business’s approach, its plan of action and s upreme quality, openings and dangers. The best part ofRead MoreThe Business Strategy Of Htc Corporation Essay1028 Words   |  5 Pagescell phones and tablets (Anonymous, 2016). For the previous years, the organization has been in operation; it is driven by their inventive thought which has empowered it to make an upper hand over different electronics organizations. The principle business opponents for HTC Corporation are Samsung Corporation which makes and markets distinctive assortments of electronics like Smartphones, Televisions, Laptops and Tablets; Apple Company specializes on iPhones and Techno Company. These organizationsRead MoreManagement and Welcome Speech1125 Words   |  5 PagesStudy and create flashcards for free at Cram.com Sign In | Sign Up StudyMode - Premium and Free Essays, Term Papers Book Notes Essays Book Notes AP Notes Citation Generator More Welcome Speech For The Business Meeting Essays and Term Papers Advanced Search Documents 1 - 20 of 919 Hi Welcome Speech Welcome Speech Good morning respected dignitaries, faculty members, my dear friends and lovely juniors. It’s my pleasure to be overRead MoreStrategic And Operational Levels Of Operations Management Essay1530 Words   |  7 Pagesadministration or information transfers systems, and outlining innovation supply chains. At whatever point an organization works in an outside market, a choice more likely than not been taken sooner or later with reference to how its business exercises in that specific business sector ought to be directed. The choices, at any rate on a fundamental level, are various going from different sorts of fare association to assembling operations directed in completely claimed auxiliaries. Case in point, on accountRead MoreSample Resume : Small Business Management Essay1451 Words   |  6 Pages National Diploma in Business 5 Unit 1991 SMALL BUSINESS MANAGEMENT Produce establishment plans for small business ventures Name: Lovepreet Singh: Tutor: Mandeep Kaur Course: National Diploma Business Level 5 Student Id: A8710 Table of contents Explore and articulate business vision concepts 3 Formulate and communicate an ethical framework for business operations. 5 Identify means of fostering entrepreneurshipRead MoreThe Components Of My Business Plan1212 Words   |  5 Pagesbacking from the money related establishments. †¢ It helps exchanging the business structures, with the assigned administration parts and staff obligations unmistakably sketched out. It likewise serves as an administration technique used to constantly screen the business execution and guarantee to accomplish the required objective, business targets or operational markers. †¢ It is likewise intended to draw in the potential business accomplices, pulling in the new suppliers and experienced administrationRead MoreAdvantages Of A Flattening Chart1105 Words   |  5 Pagesregarding to business management before decision making and implanting in the business. Some of the advantages of the flat organizational structure are cost effective, Promotes Rapid Decision Making, Clear Communication etc. Such as Loss of Control on Management, Work relations struggle, creates Power Struggle etc are disadvantages of the flat organizational structure. Advantages and Disadvantages of a Flattening Chart This structure can be enormously advantageous to business since it flourishes

DRUG ABUSE in the United States of America, we, th Essay Example For Students

DRUG ABUSE in the United States of America, we, th Essay e people value several things, some of which are freedom, expanding and taking care of our families and our financial security. We, the people, take such things for granted. We also discourage some behavior, such as crime, laziness and use of illegal drugs. Drug abuse is one of the most discouraged behaviors in our country. Use of illegal drugs is harmful to the user and all those with whom the user comes in contact. There are over 40 million illegal drug users in the world today and America is the biggest market for drugs. There are more drug dealers in this country, than there are dentists. Illegal drug abuse must be stopped; it hurts our society, hurts us, and, most of all, hurts the user. Drug users are parasites, feeding off societys money, taxes and insurance. Every type of insurance goes up because of drug abuse, including auto, health and homeowners. Worst of all, the crime rate will sky rocket if we let this behavior continue. Illegal drugs and their abusers are a plague to society for many different reasons.. Drugs have very harmful effects on the user and the people with whom the user interacts. The user is affected in many ways. The most popular drug in America, alcohol, is generally thought of as socially acceptable and relatively harmless. But it can have devastating effects. Alcohol might seem very harmless but it can harm the user very easily. Alcohol is easy to obtain and consume. It is taken as a beverage and, since it is legal, it can be purchased at the corner store. The immediate effects on the user are relaxation and a slight anesthetic effect. Alcohol is a very addictive drug. There are more than 18 million alcoholics in America2 , an indication of how widespread its harmful effects are. Alcoholics normally drink a lot on mornings and weeknights, at times which separate them for normal social drinkers. Often, the alcohol will bring out a violent temper and often, alcoholics abuse, physically and mentally, their friends and family. Drinking makes the drinker feel he is more confident. The drinker thinks he is in control, even if a little high, and he might get behind the wheel of his car and go for a drive. Drunk driving is deadly. Hundreds of thousands of people get killed every year due to drunk driving. Other physical effects of drinking are vomiting, passing out and sometimes, if enough alcohol is consumed over a long enough period of time, or if mixed with other drugs, death. Marijuana is a popular, and illegal, drug. Its largest consumers are young adults. Marijuana is smoked in a pipe or rolled in a cigarette. Thirty-seven percent of people between ages 12-17 have tried marijuana.3 Marijuana gives a slight buzzing feeling of light-headedness. Experimentation with marijuana is dangerous because studies show that 60% of people who smoke marijuana on a regular basis move on to try harder drugs soon after.4 Marijuana tends to diminish the ambition and motivation in the user. In the long run, it may cause lung cancer and other respiratory problems. Cocaine is another popular, illegal, street drug. Cocaine is snorted or smoked as crack(a cheaper and, as a result of being so affordable, more addictive way). Cocaine gives the user a sense of well-being and extra energy. Cocaine is one of the most .

Sport Tourism Event Impacts on the Host Community Gold Coast Rugby Le

Question: Discuss about the Sport Tourism Event Impacts on the Host Community for Gold Coast Rugby League. Answer: Background to the Research: Sports tourism has expanded exponentially in past few decades. Since 1990s, sports were treated as one of the best ways to attract tourist. Research has shown that hallmark events such as Gold Coast rugby league have made significant contribution towards the Australian economy (Dabscheck 2015). If the Australia's sports competition is taken into consideration, then it can be found that the Gold Cost ruby league generates more revenues than other national sporting events (Dedekorkut-Howes and Bosman 2015). In 2012, it attracted almost 420 million people along with membership and sponsorship. It has seen that when the Cricket Australia generated 206 million dollars revenue; Gold Coast Ruby League, Football Federation Australia and Tennis Australia earned 180 million, 136 million and 100 million dollars respectively during this specific year. Further, it has also seen that more than 55,900 people attended the final session of this game every year and not only this; it becomes popular day by day because of a variety of athletic and swimming events. The social, cultural and psychological benefits are very significant which makes this sport more than an event and more than a game. It is the most exciting sports festival of Australia which connects people from all over the world in an exclusive way (Bajracharya et al. 2015). Through this game, social bonds are strengthening, friendships are created amongst different people, everyone feels emotionally alive, and civil pride is enriched. It allows people to reflect on democratic traditions by highlighting the cultural heritage and magnificent achievements made by past athletics. This research proposal is carried out to evaluate the societal as well as economic benefits of Gold Cost ruby league. Research Aim The research study will be conducted to conceptualise sports tourism in the context of its population, dimensions and activity. The major aim of this research study is to highlight the socio economic benefits of sports tourism. In addition, through this research study, it will be easy to understand the ways of the gold coast to attract tourists from different countries through sports. Research Objectives: The research objectives of this research proposal are as follows To perform a social cost-benefit analysis of Gold Coast rugby league; To evaluate the economic cost-benefit analysis of Gold Coast rugby league; and To recommend strategy to enhance the socio-economic benefits from Gold Coast rugby league; Data Requirements: Data will be collected from secondary resources such as online and offline articles, journals, books and others valid sources. These data will be collected to get relevant information which can help to understand socio-economic benefits of Gold Coast rugby league to gain future benefits. Proposed Research Methods: Inductive approach along with explanatory design will be taken into consideration to analyse the reasons of each event and its impacts with theoretical knowledge and practical applications (Dedekorkut-Howes and Bosman 2015). Quantitative analysis technique will be adopted to analyse the collected information from various resources to channelize them perfectly inside the research work. Quantitative analysis technique will help to extract exact data and information from a large number of responses. References Bajracharya, B., Too, L., O'Hare, D. and Khanjanasthiti, I., 2015. Planning for the Gold Coast: Processes, challenges and opportunities.The Gold Coast Transformed: From Wilderness to Urban Ecosystem, p.159. Dabscheck, B., 2015. An orbit of coercive comparison: Collective bargaining in the Australian Football League and the National Rugby League. InThe Sports Business in The Pacific Rim(pp. 333-352). Springer International Publishing. Dedekorkut-Howes, A. and Bosman, C., 2015. The Gold Coast: Australias playground?.Cities,42, pp.70-84. Schaumberg, M., Jenkins, D. and De, X.J., 2015. Oral contraception and the menstrual cycle in exercise science and sports medicine researchShould it be considered?: A three-step method for ovarian hormone phase verification.Journal of Science and Medicine in Sport,19, p.e30.

Parents and children in Romeo and Juliet free essay sample

Wife Juliet is the daughter of Lord and Lady Capulet, a wealthy and well-respected family. Although young and members of opposing families in a long-standing feud, Juliet and Romeo fall instantly in love with each other, and marry in secret. Her parents remain unaware of their relationship, and are determined that she marries Paris; it is their hasty actions in bringing about the marriage to Paris against Juliet’s wishes that ultimately leads to the tragic death of the two young lovers. Lord Capulet and his wife are shown to care for Juliet, and at first it seems that Capulet is reluctant for her to leave the family home through marriage. He argues that Juliet â€Å"is yet a stranger in the world†; the word â€Å"stranger† shows that he feels she is too inexperienced to marry, and that she should perhaps be older and have had more life experience before marrying. This idea is continued when he encourages Paris to wait for â€Å"two more summers† to have passed â€Å"Ere we may think her ripe to be a bride†. We will write a custom essay sample on Parents and children in Romeo and Juliet or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It might be that Capulet is not ready to let his only living child leave, and is trying to delay the inevitable. Also, the imagery that Shakespeare uses here could highlight the idea that Juliet would be expected to be pregnant very quickly once married, and that her body is only just biologically able to get pregnant. â€Å"Ripe† is usually used to refer to fruit, being ready to be eaten; in this case, Capulet is referring to her womb, perhaps, being able to bear children, which is reinforced when Paris tries to persuade Capulet by saying â€Å"Younger than she are happy mothers made†. Capulet shows, however, that Juliet is his priority as he is worried that she would be made miserable and spoiled by early motherhood: â€Å"too soon marred are those so early made†. This is different to Lady Capulet’s beliefs, as she encourages Juliet to marry as an indication of her social superiority: â€Å"Here in Verona, ladies of esteem,/Are made already mothers . † If Juliet delays getting married, in her mother’s eyes, it would be disapproved of, and maybe others would think there was perhaps something wrong with their daughter. She reminds Juliet that she â€Å"was your mother much upon these years†, so she feels that Juliet should follow in her footsteps, without thinking of Juliet’s best interest. Unlike Lord Capulet, she encourages Juliet to marry soon, but it could well be that based on his own experiences of marrying a woman who was very young, he recognises the damage it could do. I think that maybe Juliet’s mother changed once she was married, and Capulet perhaps regrets marrying her so young, which is why he doesn’t want Juliet to marry Paris.

Using an EPIDE Essay Sample

Using an EPIDE Essay SampleWhen one is writing an essay or paper, and they have a certain topic in mind, they should consider using a EPIDE Essay Sample that they can study. The reason this is so important is because if you do not know the basics of grammar, punctuation, and spelling, then you will not be able to read through the entire essay or paper properly. Not only will you find it hard to understand what you are reading, but you may also find it difficult to make your ideas come to life.Sometimes, when writing essays, students do not bother with the basics of grammar, or punctuation. They are not even sure how to write sentences correctly. This makes them rather easily confused. In order to make sure you are writing in a way that is grammatically correct, you should consider using a EPIDE Essay Sample for this purpose.You should feel free to write what you want, however if you want to change the way you write your essay, or have your own unique style, then you should be able to do this with ease. If you find yourself unable to write sentences correctly, then you should know that there are courses that can help you learn the grammar rules, and sentence structures that are specific to writing an essay. These types of classes are actually called AP and TOEFL.These types of courses will teach you all the rules of grammar, as well as the basic essay structure. This is important, because many people have trouble comprehending what these means. They are not that difficult to understand, and once you become familiar with them, you will no longer have to worry about writing poorly.You should also note that most people who find it hard to write sentences in their own terms will find that they are still able to write in English. However, you may have a slight problem when it comes to using complex language. Even if you are not able to read correctly, you should still be able to write something, because grammar is just as important as comprehension.If you are a stude nt that is trying to write an essay or paper on a particular topic, and you do not know the basics of grammar, punctuation, and spelling, then an EPIDE Essay Sample will help you. You will have practice tools that are easy to use and will help you read and write your paper effectively. This is so important if you want to be successful when you are writing and researching your essay.You should know that learning your own words is so important. For example, you might want to say something like, 'the book teaches us how to do this or that, but also how to approach life's problems with grace and perseverance.' In order to make sure you are saying your sentences correctly, and to write them in a way that is grammatically correct, you should always use an EPIDE Essay Sample.This is so important because you cannot write your own essay correctly and then hope that the reader understands you. Without the proper grammar rules, and your own grammar, punctuation, and spelling, you will struggle to make your ideas come to life. Make sure you are able to write your essay properly before you attempt to read it over.

Supply Chain Management Essays

Supply Chain Management Essays Supply Chain Management Essay Supply Chain Management Essay Supply Chain Management SYSTEMS of SQUARE PHARMACEUTICALS LTD. Prepared by William Dhali ID No # M 073506 MBA 29th Batch Prepared for Mr. Mahmud Zubayer Internship Supervisor Date: May 28, 2010 Supply Chain Management SYSTEMS of SQUARE PHARMACEUTICALS LTD. Prepared by William Dhali ID No # M 073506 MBA 29th Batch Prepared for Mr. Mahmud Zubayer Internship Supervisor Date: May 28, 2010 28th May of 2010 Mr. Mahmud Zubayer Internship Supervisor Subject: Submission of Internship Report Dear Sir, Here is the internship report that I was assigned by you. The subject of the paper is â€Å"Supply Chain Management†. A study on Square Pharmaceuticals Limited. You have asked me to write the topic as a practical requirement for the MBA program. This is for the first time I have experienced working in an organization I would like to thank you for giving such an eye opening experience. The paper is prepared in four parts-the first part is on report introductory text, the second part is an overview of Square Pharmaceuticals Limited, the third part is on the marketing activities of Square Pharmaceuticals Ltd. It is to mention here that I have tried to the best of my sincerity to uphold the prestige of International Islamic University Chittagong giving wholehearted effort in preparing this report. I am grateful to you for this assignment. It has been an excellent learning experience for me tried my best to present it up to your expectation. I am ready to answer any of your queries. Sincerely, ___________ William Dhali ID: MO73506 To Whom It May Concern: Course: Date: Supply Chain Management Supply chain encompasses all the business activities that fulfill the customer’s demands. These activities are linked with the movement of goods from raw material stage to the end user products. Supply chain management involves the product coordination, inventory, location, transportation, retailing and distribution of products to customers in order to satisfy the needs of customers. Each supply chain in a company has its own unique set of marketing demands and operating challenges. Nowadays, many companies use the modern supply chain concepts especially when there is increased demand in the market, competition and expansion of diverse products. They incorporate the modern supply chain concepts with the additional logistic concepts in delivering products to the market. The technique used in guiding the process design in the company whereby a closed racecar pit crew takes 17 seconds in tuning the engine is the use of technology technique. Use of technology in the production process is beneficial because it makes work easier and saves time. Falkman (2011) points out that the use of technology facilitates the changeover process through diverse methods, which minimize labor and maximize utilization of machinery thus saving time and money. A number of benefit result from a better rapid changeover system. First, it reduces time in installing parts to a new container and changeovers can be done even by a less skilled employee. Secondly, it saves time since the work is accomplished faster and it is less costly. Additionally, if the same company takes 3 days in accomplishing the same work at a local garage or auto dealer, then it means that the use of traditional concept of logistics principle was used in this auto dealer. Traditional logistic concept is when the activities occur within the peripheries of a single organization. However, taking three days in accomplishing the same work that can be done within 17 seconds is costly and wastes a lot time. Thus, companies in any supply chain should make decisions collectively regarding their actions on inventory especially the kind of inventory that need to be stocked at each stage of the supply chain process. When the larger passenger jets preload luggage into large aluminum containers in the plane, it takes less time to accomplish the work than when the smaller planes get loaded with one bag at a time. Many companies employ different supply chain principles at each stage of production, transportation and inventory process. For instance, the airline can benefit more when they can employ an effective method of operation especially when they use inventory methods in the management process. Managers need to plan well and employ appropriate decisions that can be used when dealing with transportation of products. For instance, the use of Airfreight delivery of luggage can be fast and more reliable but it can be quite expensive when compared to other inventories such as shipping, which is more uncertain. However, the uncertainty should be compensated through stocking higher inventory levels. Nevertheless, the operation management techniques employed in the Airline Company are cost effective. The use of inventory techniques employed in the process of supply chain is beneficial because it makes work easier and reduces time spent in pre-loading one luggage at a time. Hence, the use of larger passenger jets in pre-loading luggage into the aluminum containers makes the work easier and it is more convenience. Nielsen (2008) argues that integration of logistics within the production, transportation and distribution chain should be aligned in a sequence. This is because the whole supply chain concept needs to be more lean and supple so that they can provide sufficient service level for the increasing demand. The ratio between lean and agile should be balanced and this are explained in the Pareto principle, which requires that the demands as well as the supply chain concept need to focus on efficiency and economies of scale. The operation management technique that may be used in the manufacturing fashion company is the use of the inventory techniques in the production process. In order to avoid outdated inventory with manufacturing of fashion goods, products undergo different product life cycle phases. This is essential because products that undergo processes of life cycle are beneficial since they enhance customer value and they are cost effective (Dornyei and Otto, 2000). In addition, the conceptual frameworks are employed and they align with the manufacturing fashion goods together with the process design and are in respect to the life cycle of the product. Thus, they enable the company to gain benefits through leveraging diverse stages of product life cycle. There are other application concepts such as the use of inventory machines that explore the operational supply chain and designing on new colored sweaters for women in the manufacturing fashion industry. Inventory machines are used in making work easier and work faster in producing more products within a short period. In addition, the efficient supply chain concept is employed in the manufacturing of fashion products. Goods flow from upstream to downstream starting with products development flow, service, information and then fund flow. The company incorporates the traditional logistic concepts in order to produce high quality products within the management system. When the manufacturing fashion goods did not add color to sweaters, the management introduced real orders of virtual integration. The virtual integration within the supply chain in an industry requires industry real time automation or inter-organization processes of business that span trading partners. Nowadays, organizations that are involved in the supply chain use communication techniques such as e-mails, faxes or utilize Internet sources in passing information across to customers. This is vital because it has benefited the manufacturing fashion companies in the supply chain process. Many companies such as large insurance companies have already demonstrated their ability in managing the supply chain through employing operation management principles that are effective in making work easier and faster. For instance, a large insurance company that used to take three days in handling home casualty claims is now able to make work easier because of its involvement in internal supply chain. This is beneficial because it helps the company to accomplish their work faster thus reducing costs that are incurred in the process of delivering services. Supply chain involves four stages that include the supply network, the internal supply chain, and this covers production, distribution and end users. In between the four stages is the material flow, service flow as well as funds flow. Thus, an insurance company can use e-procurement links and e-distribution links since they are cost effective thus enabling them to meet their customers’ needs. Moreover, the insurance company will benefit more especially when they can take thirty minutes in handling home casualty claims and sending an RV down to hurricane sites because they can incur less costs or expenses in the information distribution process. Accessing information timely and accurately requires managers to make better decisions and coordinate well in the organization (Raturi and Evans, 2005). This is vital because it will enable the insurance company to provide their customers with better services, which will be delivered in time. With better information, people are able to make effective decisions on what need to be produced and where to locate inventory as well as the best way to distribute services. This will be beneficial to both the company and the people since they will be able to process claims within thirty minutes once they have experienced any problems such as the hurricane, fire incidents or flood issues. References Dornyei, Z. Otto, I (2000). Motivation in action: A process model of L2 motivation. Working Papers in Applied Linguistics, 4, 43-69 Falkman, A. M. (2011). Improving the Speed of Machinery Changeovers, Consequently Decreasing Downtime, Raises Productivity and Profits. Retrieved from pmtdirect.com/website/article.asp?id=12512 Nielsen, A. (September 6, 2008). SMED Setup Reduction. Retrieved from http://setupreduction.blogspot.com/2008/09/shingos-insight-separate-internal-end.html Raturi, A. S., Evans, J. R. (2005). Principles of operations management. Mason, Ohio: Thomson/South-Western.

Company G Marketing Plan Essay Example | Topics and Well Written Essays - 2500 words

Company G Marketing Plan - Essay Example The product is primarily a portable Global Positioning System (GPS) device, which provides the information in "real-life" three dimensional graphics providing enhanced user experience, and is much easier to use than similar conventional devices. The interactive touch screen provides a video game arcade feel, which is closer to real-life than any other similar product. The device can be mounted on the driver dashboard of a car. Unlike conventional GPS devices, this appliance will be able to retrieve map information even when surrounded by tall buildings during city driving. There will be several add-on optional features to make it a convergence device. It can be detached easily from the car, and can be synchronized with the user's home/ office computer. As a safety measure, the device can be used as an internet browser only when it is removed from its dock on the car dashboard. It uses a revolutionary wireless technology to download internet content at a speed three times higher than other conventional devices, and can be used for playing songs in the car as well. It can communicate with other devices using Bluetooth and infrared technologies to transfer content. Users can subscribe to online services, which will enable them to search and find any geographic location online (e.g., restaurant). The product line has bee... It can communicate with other devices using Bluetooth and infrared technologies to transfer content. Users can subscribe to online services, which will enable them to search and find any geographic location online (e.g., restaurant). The product line has been developed by the product designers as a sleek elegant device in twin-tone colors available in black-red, blue-white, and black-yellow combinations. The product line has been christened by the marketing team as "Rubicon". The product features and benefits are given in the table below. Table 2-1 Features & Benefits Features Benefits 3-D visuals with "real-life" feel Easier navigability Twin tone metallic color Elegant look enhancing buyer satisfaction Three color choices Will match most car interiors Faster wireless No "breaking" of images and songs during travel Online song availability Latest song downloads Internet availability Information on the move Interactive touch screen Easier usage during driving Better signal Can navigate even when surrounded by tall buildings inside the city Distribution The company currently has a wide dealer network. Its existing products are distributed through small retail shops as well as large chains of retail shops. Its distribution network also includes specialty retail shops (electronics shops). The products are also available online through various dealer websites. The existing distribution will be through company's existing distribution network. Additional specialty retails shops (automobile accessories) shall be added to the network for this product. Direct sales efforts shall be undertaken to achieve penetration in the car rental industry, and in the Original Equipment Manufacturer (OEM) industry. Price Rubicon shall be priced at a premium to the existing

Reflective account of two placement experiences Essay

Reflective account of two placement experiences - Essay Example mental balance and wellbeing. For instance, I was assigned to care for a service user with dementia. Accordingly, such individuals require specialized arenas of care, as they are medically categorized as being amongst the most prone of individuals in society (Darling, 2011:642). It hence takes individual input, gradual experience, acquired expert knowledge and excellent communication skills to effectively function in such a setting (Jasper, 2003:24). With no form of experience, expertise, expert knowledge and internship, I experienced amongst others nervousness and lack of confidence that made me scared. In dealing with such individuals, the lack of confidence did not aid much as provision of care for the service users, required individuals (medical students and professionals) who had a better idea of how to handle such service users. In such a setting, the presence of medical professionals was crucial, as the service users were not capable of helping themselves (Eva & Regehr, 2005:S47). Even with the presence of other first year nursing students, the lack of expert knowledge and experience hampered my overall handling of existing service users. I however take solace in the fact that if functioning in such situations was not with its high and low moments, I would invariably feel not effectively utilized in such clinical settings (Sandars, 2009:687). It was difficult for me to feed them, give them medication or any other care they needed because of the violent behavior that made me even more scared especially for the fact that I lacked experience. It was difficult even to get close to them at first because I was not confident and thought they would beat me up or even worse bite me. However, with time I overcame such issues as my mentor modeled me. She instructed me on what to do on top of the fact that I saw what she was doing and adapted slowly. I was not knowledgeable of such conditions but after

Traditional Banking Essay Example for Free

Traditional Banking Essay The article â€Å"The decline of traditional banking: implications for financial stability and regulatory policy† by Franklin R. Edwards and Frederic S. Mishkin presents a very detailed and well researched exploration of the current movement of banks away from traditional banking. The authors describe their objectives as including an examination of the reasons behind the decline of traditional banking, and an identification of the effects that these would have on the stability and regulation of banks. The article meets these goals well, as it begins by demonstrating the complexity of the current banking situation and how/why balance sheets reflect information that go far beyond mere lending. The non-traditional methods of banking as well as the financial institutions that have evolved and crowded the banking market are also explored in detail. Finally, the authors expound on the ways that banks might improve their status in the financial market and maintain stable regulatory policies within such a highly competitive and unstable environment. Therefore, while in some areas the explanations were a bit awkward, overall the authors manage to unite the causes, effects, and possible remedies of the current problems being faced by banks, and this is done in a manner that demonstrates a deep understanding of the situation. The introductory pages of the article do give a very detailed picture of why the authors found it necessary to explore the decline of traditional banking. Traditional banking, they explain, dealt mainly with the issuing of long term loans financed by short-term deposits (Edwards Miskhin, 27). They provide evidence in the form of graphs and statistics, showing both the size of the decline in earnings from such traditional (financial) borrowing, as well as the share of non-financial borrowing granted banks and their competitors. The fact that both commercial and thrift banks’ non-financial borrowing declined by an average of 7% over a thirty-five year period demonstrates that significant decline has indeed taken place in their share of that market. The authors also give concrete evidence concerning the decline in these institutions’ returns on such holdings as assets and equity. Finally the authors demonstrate the trend in banks’ share in the market concerned with non-interest income. This increasing trend represents precisely the move away from tradition they have identified. The placement of these facts and charts was effective as a method of vindicating the authors’ decision to explore reasons for the decline in traditional banking. Edwards and Mishkin   go on to explore such areas as the decline in banks’ advantage as far as liabilities are concerned. This is demonstrated in terms of declining cost advantages, which as shown to have become a reality when other institutions found a way to capitalize on the banks’ financial privileges. They explained the fact that ceilings and other restrictions (at one time favorable to the banks) had been placed upon their ability to offer interest on certain types of deposits (such as checkable deposits). These regulations restricted their ability to be competitive at a crucial time in the market and therefore opened the doors for other lending institutions (exempt from such restrictions) to attract customers by offering higher interest. This serves as a cogent explanation of why banks have declined in this traditional area. Yet, the authors represent the complexity of the market by exploring a few other reasons why such decline has taken place. The existence of the new paper market (securities) has also been cited as a reason that adds to the complexity of the problem that banks now face (Edwards Miskhin, 31). The previously mentioned decline in banks’ lending to commercial entities is now explained by the fact that these businesses have been given the option of borrowing directly from the public through the issuance of securities. The authors also cite the rise of mutual funds and junk bonds on the money market as having an indirect effect on the market position of banks. They write, â€Å"The growth of assets in money market mutual funds to more than $500 billion created a ready market for commercial paper because money market mutual funds must hold liquid, high-quality, short-term assets† (31). This serves the explanatory purposes of the authors by demonstrating the sheer size and number of the alternatives to banks that exist on the financial market. The authors, Edwards and Mishkin, also explore some of the reasons why such alternative institutions have become such a threat to banks. Besides their ability to offer attractive alternatives to customers, these financial institutions have also demonstrated an ability to secure their assets. They explain these institutions’ methods of originating loans and then creating more loans from these. They write: â€Å"Advances in information and data processing technology have enabled non-bank competitors to originate loans, transform these into marketable securities, and sell them to obtain more funding with which to make more loans† (Edwards Miskhin, 32). The rise of financially capable technology has made easy these maneuvers by such non-bank facilities, and this has led to the current position of decline in banks’ traditional activities. The authors of the article also demonstrate the route that banks have had to take in order to combat the effects of being forced to share their market. They use graphs and data effectively to demonstrate the sharp climb in what had traditionally been considered risky types of loans. These graphs depict a rise in bank issuance of real estate loans, and further details the authors provide demonstrate that banks have had to stoop to lending to â€Å"less credit-worthy borrowers† in order to increase their financial viability in these tough times (Edwards Mishkin, 27 33). They also depict the methods chosen by banks to increase their activities that take place off the balance sheet. Banks have expanded into the market for financial derivatives, in which they serve as â€Å"off-exchange or over the counter (OTC) derivatives dealers† (34). In order to increase the authority of the article, the writers then provide in several charts concrete evidence of the different kinds of derivative deals in which actual banks have recently participated or mediated. Further evidence concerning the proportion of income banks have derived from these off-balance transactions serve to depict the extent to which they have effaced or replaced traditional banking. Edwards and Mishkin’s exploration of the nature of the risk faced by these banks in involving themselves in OTC activities demonstrates the extent to which these institutions have been forced by a declining traditional market to engage in alternate financial activities. Since their derivative activities have mainly been in the area of swapping interest rates, the risk involved in this can be seen to be high—though tempered by the fact that they â€Å"do not involve payment of principal amounts† (Edwards Miskhin, 38). Furthermore, the authors’ detailed explanation of swaps and the risks they carry aid the overall understanding of the type of risks banks have been forced to take in order to retain their profits. This leads to a better understanding of the extent to which traditional banking has been transformed. Finally, the authors Edwards and Mishkin go on to outline the regulations that have been put in place and the implications that they are likely to have for bank policies. The need for regulation is expressed in the evidence they produce from the GAO (U.S. Government Accounting Office). It explains that the discounts and insurance provided by Federal Reserve Bank accords to banks a level of security that might induce them to take higher risks that they would (or should) otherwise have taken. Regulations have therefore been made that allow only banks with good management and high capital to engage in some of the riskier types of non-traditional banking activities. Such activities include securities underwriting and trading, and dealing in the derivatives market. The inclusion of these explanations in the article demonstrates the thoroughness of the authors in identifying other reasons (beyond mere competition) why some banks have been or may be forced out of the financial business. The details of policy implications for banks given by the authors are shown to include regulations that strengthen banks’ ability to compete. These measures have also been shown to include the seeking of methods that prevent the fall of capital below certain levels (Edwards Mishkin, 40). In presenting the pros and cons of these ideas, the authors demonstrate and impart a thorough understanding of the intricacies of banking and further communicate the complexities of the business. The writers, through their efforts, also demonstrate the gravity of the situation that banks now face in their need to write policy giving them the ability to expand beyond their traditional financial market. Despite the overall clarity and detail of the ideas presented in support of the authors’ claims, a level of awkwardness does enter into a few paragraphs of this article. The awkwardness within this article mainly exists in the introductory pages, where Edwards and Mishkin enumerate (rather than explore) the reasons for and the extent of the decline in traditional banking. The confusing nature of the financial situation being faced by banks is translated to the work, as the writers continually meet their given reasons with qualifications to the effect that demonstrate the inadequacy of each explanation. They, for example, identify their measure of banks’ profitability over a period of time as â€Å"crude† and explain that other measures do not â€Å"adjust for the expenses associated with generating noninterest income† (Edwards Miskhin, 29-30). One gets the feeling that the writers might have taken the trouble to do the extra calculations in order to provide a more comprehensive view of the situation. However, they do provide much more detailed explorations in the ensuing paragraphs. This article by Edwards and Mushkin presents a very interesting and informative view of the current situation facing banks in today’s financial market. The traditional role usually occupied by banks as lenders has been undermined by the influx of non-traditional lending institutions. These institutions have taken the opportunity to provide lower-interest loans and higher-interest deposits to customers, thereby forcing banks to flee to riskier methods of gaining revenue. Policies that regulate banks’ behavior have become necessary as a result of this trend toward riskier business, and this has sparked ideas concerning policy making and the risks and benefits they would impart to all stakeholders. Work Cited Edwards, Franklin R and Frederic S. Mishkin. â€Å"The decline of traditional banking: implications   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   for financial stability and regulatory policy.† FRBNY Economic Policy Review. July (1995): 27-45.